A real estate agent giving new home keys to a smiling couple

Your program Benefit

Unlock Your Path to Homeownership

REDUCE YOUR OUT-OF-POCKET COSTS WHEN CLOSING ON YOUR NEXT HOME!  WANT TO KNOW HOW IT WORKS?  READ ON.

Your benefit, explained

A benefit that puts money back in your pocket

  • HomeClose Advantage is a sponsored home buying benefit designed to help eligible participants,  reduce the out-of-pocket costs of buying a home.
  • Through your participating organization, you have access to a dedicated Realtor and loan officer who may provide closing cost credits applied directly at closing to reduce what you owe.
  • There is no cost to eligible participants to explore and use this benefit. Program access is provided through the participating organization.
  • Be a HERO. Your benefit can extend to the people you care about. Eligible friends and family you refer into the program can explore the same complimentary guidance and potential closing-credit benefits.

Your closing cost credits

Two credits. One powerful benefit.

Realtor Credit
Up to 0.5%
of the purchase price
Mary Brown
Better Homes and Gardens Winans

Mary applies a credit at closing equal to up to one-half of one percent of your home's purchase price, directly reducing your closing costs. This benefit is available at no cost to eligible participants through participating organizations.

Lender Credit
Up to 1%
of the financed amount
Brandon Cuellar
UMortgage

Brandon applies a lender credit equal to up to one percent of your loan amount, reducing your closing costs from the financing side.

Total credits cannot exceed cash to close. Subject to program eligibility and lender approval. Participants may only participate in one cash-back program per transaction. Terms subject to change.

Meet your team

Dedicated professionals, ready to guide you home

Mary Brown, Realtor at Better Homes and Gardens Winans

Mary Brown

Realtor®

Better Homes and Gardens Winans

Mary brings years of experience helping buyers find and close on their perfect home. As your program Realtor, she's committed to making the process smooth, transparent, and rewarding.

Brandon Cuellar, Loan Officer at UMortgage

Brandon Cuellar

Loan Officer

UMortgage

Brandon specializes in helping buyers navigate the mortgage process with confidence. As your program lender, he works to find the right loan and maximize your closing cost savings.

How it works

Three steps to your closing cost credits

01

Confirm your eligibility and connect with Mary.

Verify your participation in the HomeClose Advantage program by contacting Mary Brown, Realtor®, at 214-673-5548.

02

Connect with Brandon

After verification of your participation, contact your dedicated loan officer, Brandon Cuellar, at 940-222-2215 to obtain a pre-approval letter.

03

Find a home and close with credits applied

Mary will guide you through the home touring process.  Find the "perfect home", submit your offer, apply for a mortgage!  You should be approximately 30 days away from closing and moving in.  Your closing cost credits are applied at the closing table, reducing your out-of-pocket costs.

Ready to Make Your Move?

Connect with your dedicated Realtor® and loan officer today and start putting your benefit to work.